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John KurtzCharlotte · NC

Mill Spring · Mill Spring, NC

0 S Cove Road #17

Mill Spring, NC · 2,958 sqft

$1,580,000

Reduced from $1,590,000

  • 4Beds
  • 4Baths
  • 2,958SqFt
  • 2026Year
  • 27Days on market

About this home

Proposed home, from Riverpoint Builders this home features granite countertops (fantasy brown), shaker-style cabinetry, LVP flooring, sun-filled windows, and board-and-batten siding, along with a standard builder-grade appliance package. Light landscaping is included as shown in the photos. The layout offers three bedrooms and two bathrooms upstairs, with an additional bedroom, two office spaces and two bathrooms downstairs. The lower level also includes a small kitchen area and a laundry room. Exterior features include a poured concrete patio with a firepit, steps from the back porch to the patio, and a concrete walkway leading to the dock, all as shown. A gravel driveway extends from the main road to the start of the concrete drive. Total living space is approximately 2,958 square feet. TO MAKE THIS YOURS: You must purchase the lot (MLS4332693) separately, then enter into a builder contract with Riverpoint builders after finalizing the plan that is correct for you. The final price depends upon the plan and selections you choose. You can also just buy the lot and use a different builder of your choosing.

Property details

Beds
4
Baths
4
SqFt
2,958
Lot
Year built
2026
Type
Single Family
Days on market
27
Garage
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Vinyl
HOA dues
$1,300 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$11,737/ month

Principal & interest
$9,785
Property tax (~1.05%)
$1,382
Homeowners insurance
$460
HOA dues
$108

Down payment

$79,000 down · $1,501,000 financed

Income to qualify (28% rule)

~$503,016 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.