Mill Spring · Mill Spring, NC
1 Jackson Ridge Lane
Mill Spring, NC · 2,186 sqft
$1,112,031
- 4Beds
- 4Baths
- 2,186SqFt
- 2026Year
- 309Days on market
About this home
This is a 4 bed 4 bath cottage land/home package by Buchanan Construction. The lot offers long range mountain views and backs up to green space providing privacy. This exciting new neighborhood is located near the new amenity center. Cottage features an open concept, vaulted ceilings, large deck(partially covered), & split bedroom plan. Bright's Creek is a beautiful development with paved roads, fiber optic, water, sewer, & natural gas. Community offers 24 hour staffed greeters cottage, Equestrian Center, & scenic walking trails including a waterfall trail. Membership available for transfer($10K fee applies) to Bright's Creek Club offers a 19 hole Tom Fazio championship golf course, tennis/pickleball, & mountain lodge with restaurant & bar. New Amenity area features an outdoor heated saline pool,two lane bowling alley,fitness center,casual dining, & many beautiful gathering spaces. Photos are of a similar unit for example currently under construction(not for sale).
Property details
- Beds
- 4
- Baths
- 4
- SqFt
- 2,186
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 309
- Style
- Cottage
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- View
- Mountain(s), Year Round
- HOA dues
- $657 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,403/ month
- Principal & interest
- $6,887
- Property tax (~1.05%)
- $973
- Homeowners insurance
- $324
- HOA dues
- $219
Down payment
$55,601 down · $1,056,429 financed
Income to qualify (28% rule)
~$360,150 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.