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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

1 Jackson Ridge Lane

Mill Spring, NC · 2,186 sqft

$1,112,031

  • 4Beds
  • 4Baths
  • 2,186SqFt
  • 2026Year
  • 309Days on market

About this home

This is a 4 bed 4 bath cottage land/home package by Buchanan Construction. The lot offers long range mountain views and backs up to green space providing privacy. This exciting new neighborhood is located near the new amenity center. Cottage features an open concept, vaulted ceilings, large deck(partially covered), & split bedroom plan. Bright's Creek is a beautiful development with paved roads, fiber optic, water, sewer, & natural gas. Community offers 24 hour staffed greeters cottage, Equestrian Center, & scenic walking trails including a waterfall trail. Membership available for transfer($10K fee applies) to Bright's Creek Club offers a 19 hole Tom Fazio championship golf course, tennis/pickleball, & mountain lodge with restaurant & bar. New Amenity area features an outdoor heated saline pool,two lane bowling alley,fitness center,casual dining, & many beautiful gathering spaces. Photos are of a similar unit for example currently under construction(not for sale).

Property details

Beds
4
Baths
4
SqFt
2,186
Lot
Year built
2026
Type
Single Family
Days on market
309
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
View
Mountain(s), Year Round
HOA dues
$657 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,403/ month

Principal & interest
$6,887
Property tax (~1.05%)
$973
Homeowners insurance
$324
HOA dues
$219

Down payment

$55,601 down · $1,056,429 financed

Income to qualify (28% rule)

~$360,150 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.