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John KurtzCharlotte · NC

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Cullowhee · Cullowhee, NC

1 Virginia Lane

Cullowhee, NC · 1,300 sqft

$449,000

  • 3Beds
  • 1.5Baths
  • 1,300SqFt
  • 1977Year
  • 40Days on market

About this home

Nestled in the highly desirable Forest Hills community of Cullowhee, this beautifully updated 3-bedroom, 1.5-bath home offers the perfect blend of comfort, style, and convenience. Located just 5 minutes from Western Carolina University and the local recreation center—and only 10 minutes to Sylva—you’ll enjoy easy access to everything while still feeling tucked away in an established neighborhood. Thoughtfully furnished by a professional interior designer, the home is truly move-in ready, with inviting spaces that feel both polished and comfortable. Recent updates, including a brand-new HVAC system installed in 2025, provide peace of mind for years to come. Inside, you’ll find a flexible layout with a dedicated bonus area ideal for a home office, studio, or craft room. The attached two-car garage offers convenience and storage, while a detached shed adds even more space for tools or hobbies. Step outside to enjoy the charming front porch, perfect for relaxing mornings or quiet evenings. The shaded lot features lovely garden areas and easy-to-maintain landscaping, creating a serene outdoor setting without the upkeep. With paved access and a well-maintained driveway, this home combines accessibility with natural beauty—making it an ideal full-time residence, second home, or investment property in one of Cullowhee’s most sought-after neighborhoods.

Property details

Beds
3
Baths
1.5
SqFt
1,300
Lot
Year built
1977
Type
Single Family
Days on market
40
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
HOA dues
$776 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,369/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues
$64

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$144,398 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.