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John KurtzCharlotte · NC

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Nebo · Nebo, NC

10 Otter Cove Court

Nebo, NC · 5,326 sqft

$2,825,000

  • 3Beds
  • 5.5Baths
  • 5,326SqFt
  • 2022Year
  • 19Days on market

About this home

Without a doubt, one of Lake James’ finest and most impeccably crafted custom homes, showcasing an exceptional blend of luxury and design. Situated on a 1.15-acre waterfront lot, the property features a gentle grade with effortless access to approximately 430 feet of pristine shoreline, complete with a private covered dock, golf cart path, waterside gazebo, and firepit area.

Upon entry, you’re welcomed by a stunning open-concept design beneath soaring 16-foot ceilings, anchored by a striking stone fireplace and expansive windows that perfectly frame the breathtaking water views. The main level offers a thoughtfully designed split-bedroom floor plan, featuring two primary-style suites, each appointed with high-end ensuite baths and spacious walk-in closets.

Designed to impress, the gourmet kitchen showcases beautifully crafted solid wood cabinetry, commercial-grade Thermador appliances, an oversized island, quartz countertops, an open dining area, a handcrafted iron hood, and a hidden butler’s pantry.

The main level also includes a conveniently located powder room and a well-appointed laundry room just off the expansive three-car garage.

The lower level continues to capture sweeping water views and is designed for both relaxation and entertaining, offering a spacious family room with wet bar and refrigerator, a theatre and game room, an additional bedroom, a children’s play nook, two flexible office spaces, ideal as fourth and fifth bedrooms, three additional bathrooms, a safe room, and a sub-basement.

Notable features throughout the home include real hardwood flooring, a tankless water heater, Hardie siding, 9-foot garage doors, 12 to 16 foot ceilings, a water filtration system, custom iron cabinetry hardware and deck railings, a termite bait system, Generac generator, 2x6 framing, spray foam insulation, Superior Walls construction, leaf filtration system, professional landscaping, and a 400-amp electrical service.

The exterior is equally impressive, ideally positioned within a quiet cul-de-sac and thoughtfully oriented toward the water. Enhancements include dock and landscape lighting, a golf cart path to the shoreline, and two covered Trex decks along with a spacious patio, creating the perfect setting to enjoy and entertain while making lasting Lake James memories.

Broker Open House | April 18th | 11:30 AM to 12:30 PM

Property details

Beds
3
Baths
5.5
SqFt
5,326
Lot
Year built
2022
Type
Single Family
Days on market
19
Garage
3
Heating
Ductless, Heat Pump
Cooling
Central Air, Ductless
Foundation
Basement, Other - See Remarks
Flooring
Carpet, Tile, Vinyl, Wood
View
Water, Year Round
HOA dues
$1,350 / yr

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Other - See Remarks
  • Fire Pit
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$20,904/ month

Principal & interest
$17,496
Property tax (~1.05%)
$2,471
Homeowners insurance
$823
HOA dues
$112

Down payment

$141,250 down · $2,683,750 financed

Income to qualify (28% rule)

~$895,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.