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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

100 Elmridge Drive

Flat Rock, NC · 4,709 sqft

$1,325,000

  • 3Beds
  • 3.5Baths
  • 4,709SqFt
  • 1994Year
  • 39Days on market

About this home

Step into this Kenmure home that feels like a private retreat, where every detail invites peace, relaxation, and connection with nature. Surrounded by lush laurels and mature landscaping, the property evokes the charm of a mountain escape, complete with walking paths, a gentle stream, and a soothing man-made waterfall—perfect for unwinding as you listen to its calming sounds, even from the primary bedroom and bath. Inside, walls of windows create a light-filled, treehouse-like atmosphere that brings the outdoors in. Enter through a striking foyer with Australian lacewood and marble flooring, opening into a spacious, serene interior that flows seamlessly to the surrounding natural views. The main level offers approximately 3,100 square feet of open-concept living, featuring beautiful hardwood floors, expansive spaces for entertaining, and cozy areas to relax by the fire or with a good book. The chef’s kitchen is both functional and inviting, with a large island, Thermador gas stove, and Sub-Zero refrigerator. Butler’s pantry provides additional storage and prep space. Designed for convenient main-level living, the home includes a luxurious primary suite with dual vanities, a walk-in tiled shower, soaking tub, and generous walk-in closet, along with a main-level laundry. The lower level provides flexible guest space, a workshop, mudroom, and ample storage. Outdoor living shines with a beautiful deck featuring cable railing for unobstructed views, including seasonal winter mountain vistas, while the evergreens offer year-round color and privacy. New roof (2022), updated HVAC, whole-home generator, abundant storage, and both upper and lower garage bays, this home blends thoughtful upgrades with natural beauty—creating a truly peaceful retreat.

Property details

Beds
3
Baths
3.5
SqFt
4,709
Lot
Year built
1994
Type
Single Family
Days on market
39
Garage
2
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$1,783 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,900/ month

Principal & interest
$8,206
Property tax (~1.05%)
$1,159
Homeowners insurance
$386
HOA dues
$148

Down payment

$66,250 down · $1,258,750 financed

Income to qualify (28% rule)

~$424,308 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.