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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

100 Ruby Lane

Gastonia, NC · 1,992 sqft

$359,900

Reduced from $375,000

  • 3Beds
  • 2Baths
  • 1,992SqFt
  • 1957Year
  • 79Days on market

About this home

Rare Opportunity in Thomas Acres: Fully Stabilized & Updated Ranch!** Experience total peace of mind in this meticulously maintained 3-bedroom, 2-bath brick ranch near Gardner Park. While many homes of this era require "wait and see" maintenance, 100 Ruby Lane has been professionally upgraded for the future with over $20k+ in recent structural and moisture-management improvements. Structural & Efficiency Highlights:

  • Certified Foundation: 8 load-bearing pillars installed and signed off by a structural engineer.
  • Moisture Protection: Full foundation encapsulation, new French drain system, and a sump pump.
  • Transferable Security: Includes a Lifetime Transferable Warranty for the foundation work.
  • Modern Comforts: High-efficiency tankless gas water heater for endless hot water.

Living & Workspace: The nearly 2,000 sq. ft. floor plan offers rare flexibility, including a spacious den and a bright sunroom. Hobbyists will love the detached 2-car garage/workshop equipped with electric and water, plus an additional 1-car attached carport.

Unbeatable Convenience: Enjoy effortless entry and exit with the unique circular "drive-around" driveway that wraps around the home. Perfectly situated on a private corner lot, you are just minutes from Gastonia’s best shopping, dining, and major roadways.

Classic charm, modern structural integrity, and a location that can't be beat—this home is truly move-in ready!

Property details

Beds
3
Baths
2
SqFt
1,992
Lot
Year built
1957
Type
Single Family
Days on market
79
Garage
2
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,588/ month

Principal & interest
$2,228
Property tax (~0.85%)
$254
Homeowners insurance
$104
HOA dues

Down payment

$17,995 down · $341,905 financed

Income to qualify (28% rule)

~$110,951 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.