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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

100 Victoria Springs Drive

Flat Rock, NC · 1,294 sqft

$410,000

Reduced from $420,000

  • 3Beds
  • 2Baths
  • 1,294SqFt
  • 2010Year
  • 23Days on market

About this home

PRICE REDUCTION! Located in the highly desirable community of Flat Rock, this thoughtfully updated home offers an ideal blend of comfort, efficiency, and convenience. Enjoy easy access to shopping, dining, and everyday amenities while still benefiting from a peaceful setting. This home delivers exceptional value, especially considering the substantial recent improvements. Major upgrades include a new HVAC system, new roof, updated soffits and downspouts, and refreshed exterior siding—providing confidence and reduced maintenance for years to come. Inside, you’ll find new flooring, updated appliances, and fresh paint throughout, creating a clean, move-in-ready feel. The open floor plan makes smart use of space, offering a bright, functional layout that lives larger than its footprint. A flexible first-floor bedroom or office adapts easily to your needs and is designed to accommodate a future exterior deck, adding potential for expanded outdoor living. The bathroom serving the primary bedroom has been tastefully updated to include a relaxing soaking tub, perfect for unwinding. Set on a nearly half-acre lot, the gently sloped property has been significantly cleared, offering usability, curb appeal, and even the potential for additional access from Oak Grove Road. From the intentional design touches—created in collaboration with the builder—to the extensive updates, this home presents a rare opportunity to enjoy modern living in one of Western North Carolina’s most sought-after areas.

Property details

Beds
3
Baths
2
SqFt
1,294
Lot
Year built
2010
Type
Single Family
Days on market
23
Style
Modern
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Laminate

Features

  • Attic Other
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,017/ month

Principal & interest
$2,539
Property tax (~1.05%)
$358
Homeowners insurance
$119
HOA dues

Down payment

$20,500 down · $389,500 financed

Income to qualify (28% rule)

~$129,324 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.