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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1000 W Sumter Street

Shelby, NC · 1,926 sqft

$298,000

  • 3Beds
  • 2Baths
  • 1,926SqFt
  • 1956Year
  • 1Days on market

About this home

Charming brick/vinyl 3-bedroom, 2-bath home offering a functional layout, spacious rooms, and excellent curb appeal, backing up to the City of Shelby Golf Course. The living room features a fireplace with gas logs, while the kitchen offers a breakfast area, walk-in pantry, and easy access to the formal dining room and an additional den, perfect for entertaining or flexible living space. A large mudroom with sink and laundry closet adds everyday convenience. Hardwood floors run through most of the home, and the updated hall bathroom adds modern appeal. Outdoor features include nicely landscaped grounds, a fenced rear yard, a 2-car attached carport, and a large concrete area providing ample additional parking. A partial basement offers extra storage, and a tankless water heater adds efficiency. Storage Building in rear yard for added storage or workshop. This is a must-see—schedule your showing today!

Property details

Beds
3
Baths
2
SqFt
1,926
Lot
Year built
1956
Type
Single Family
Days on market
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,193/ month

Principal & interest
$1,845
Property tax (~1.05%)
$260
Homeowners insurance
$86
HOA dues

Down payment

$14,900 down · $283,100 financed

Income to qualify (28% rule)

~$93,997 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.