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John KurtzCharlotte · NC

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Spencer · Spencer, NC

1002 N Salisbury Avenue

Spencer, NC · 1,272 sqft

$164,500

Reduced from $164,900

  • 3Beds
  • 2Baths
  • 1,272SqFt
  • 1939Year
  • 39Days on market

About this home

Calling all first time home buyers or investors looking for a slight fixer upper! Located just minutes from I-85 and downtown Spencer, this home has plenty of space to live and grow.

Property details

Beds
3
Baths
2
SqFt
1,272
Lot
Year built
1939
Type
Single Family
Days on market
39
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,210/ month

Principal & interest
$1,018
Property tax (~1.05%)
$143
Homeowners insurance
$47
HOA dues

Down payment

$8,225 down · $156,275 financed

Income to qualify (28% rule)

~$51,888 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.