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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1002 Ridge Street

Albemarle, NC · 2,198 sqft

$389,000

  • 4Beds
  • 3Baths
  • 2,198SqFt
  • 1965Year
  • 20Days on market

About this home

Back on market through no fault of the home or seller.

Welcome to this charming traditional ranch home, perfectly situated on a large corner lot just minutes from the heart of Albemarle. This property offers the best of both worlds, providing a peaceful neighborhood feel with quick access to downtown shops and the commercial side of town.

The main level is designed for easy and convenient living, featuring a formal living room, a dining room perfect for hosting, and a large, cozy den centered around a classic fireplace. The heart of the home is the modern, updated kitchen that makes meal prep a breeze. Three comfortable bedrooms and two full bathrooms are also located on this floor, providing everything you need for true main-level living.

This home offers even more flexibility with a fourth bedroom and its own private ensuite bathroom, creating an ideal setup for guests or a quiet home office. An unfinished basement provides massive potential for extra storage, a gym, or a future workshop. For maximum convenience, the home is equipped with laundry hookups on both the main floor and the lower level.

The exterior of the property is just as impressive as the interior, with a beautifully landscaped yard that offers excellent curb appeal. You can enjoy the outdoors on the large deck which overlooks a backyard secured by a classic brick fence. In addition to the attached double garage, this property includes an extra corner lot with its own separate service entrance, making it the perfect spot for parking an RV or boat. This well-maintained home combines traditional style with the space and versatility you have been looking for.

Property details

Beds
4
Baths
3
SqFt
2,198
Lot
Year built
1965
Type
Single Family
Days on market
20
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,863/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$122,701 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.