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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1003 Glory Drive

Morganton, NC · 4,488 sqft

$2,799,000

Reduced from $2,995,000

  • 5Beds
  • 4.5Baths
  • 4,488SqFt
  • 2022Year
  • IrregularLot
  • 32Days on market

About this home

There is a certain kind of road that does not hurry a soul along. It bends and drifts through the trees as though it knows something you do not, and at the end of that quiet passage sits a home that feels settled into the land rather than placed upon it. Welcome to this waterfront retreat in Dry Creek on Lake James, where nearly five acres of wooded privacy and shoreline create a setting that is both peaceful and enduring

Built in 2022 with a thoughtful nod to timeless mountain and lake architecture, this post and beam home carries a quiet strength. Inside, the great room rises with vaulted ceilings and exposed beams, anchored by a stone fireplace that gives the space both warmth and presence. The kitchen is well equipped and open, designed for gathering without fuss, with a natural flow into the living and dining areas where light moves easily through the home.

Step outside and the pace of life slows even further. A covered deck looks out over a calm cove, where the water rests easy and the shoreline curves in a way that feels protected and private. The dock and waterfront seating area invite long mornings, late afternoons, and the kind of evenings that do not require much more than a chair and a good story.

The main level offers both comfort and flexibility, with a spacious office or additional living area, a guest bedroom, and a well appointed primary suite that opens to the deck and takes in the water views. It is a space designed not just for rest, but for quiet moments that seem to stretch a little longer here.

Downstairs, the home continues to accommodate with ease. A second living area, kitchenette, and additional bedrooms provide a setup well suited for guests or extended stays, offering a sense of independence while remaining connected to the rest of the home. With five bedrooms and multiple gathering spaces, there is room here without feeling crowded.

A gentle walk leads to the water’s edge, where the private dock waits without hurry. There are no neighboring homes pressing in, no noise to interrupt the stillness, just the natural rhythm of the lake and woods. Yet despite its sense of seclusion, the home remains convenient to Morganton and the surrounding area.

For those seeking flexibility, this property may be placed into a two weeks or more rental program, offering an opportunity for both personal enjoyment and potential income.

Property details

Beds
5
Baths
4.5
SqFt
4,488
Lot
Irregular
Year built
2022
Type
Single Family
Days on market
32
Garage
2
Style
Post and Beam, Rustic
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water, Winter, Year Round
HOA dues
$1,140 / yr

Features

  • Entrance Foyer
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$20,695/ month

Principal & interest
$17,335
Property tax (~1.05%)
$2,449
Homeowners insurance
$816
HOA dues
$95

Down payment

$139,950 down · $2,659,050 financed

Income to qualify (28% rule)

~$886,951 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.