Skip to content
John KurtzCharlotte · NC

View all 47 photos →

Monroe · Monroe, NC

1004 E Sandy Ridge Road

Monroe, NC · 2,376 sqft

$614,900

  • 4Beds
  • 3Baths
  • 2,376SqFt
  • 2025Year
  • 4Days on market

About this home

Experience the perfect blend of custom craftsmanship and modern farmhouse style in this beautifully designed 4-bedroom, 3-bath home set in a quiet country setting with no HOA. A welcoming covered front porch sets the tone for the thoughtful details found throughout, including stunning 5" oak hardwood floors, an open-concept layout, and a beautiful white kitchen that serves as the heart of the home.

The highly desirable floor plan features a primary suite on the main level along with an additional main-level bedroom and full bath, offering exceptional flexibility for guests, multigenerational living, or a home office. Upstairs, two additional bedrooms and a full bath provide comfortable space for family and visitors. Enjoy relaxing mornings and evenings on the screened rear porch overlooking the peaceful surroundings. An unfinished attic area presents an excellent opportunity for future storage expansion, hobby space, or a private office. Custom-built and move-in ready, this home offers the privacy and freedom buyers are searching for while maintaining convenient access to Monroe, Waxhaw, shopping, dining, and everyday amenities. A rare opportunity for those seeking a custom farmhouse-style home with modern finishes, functional living spaces, and the benefits of country living without HOA restrictions. Seller will offer primary closet allowance with acceptable offer. USDA financing eligible.

Property details

Beds
4
Baths
3
SqFt
2,376
Lot
Year built
2025
Type
Single Family
Days on market
4
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Breakfast Bar
  • Drop Zone
  • Garden Tub
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,525/ month

Principal & interest
$3,808
Property tax (~1.05%)
$538
Homeowners insurance
$179
HOA dues

Down payment

$30,745 down · $584,155 financed

Income to qualify (28% rule)

~$193,956 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.