Albemarle · Albemarle, NC
1004 Speight Road
Albemarle, NC · 1,583 sqft
$335,000
- 3Beds
- 2.5Baths
- 1,583SqFt
- 2026Year
- 78 x 227Lot
- 97Days on market
About this home
Welcome to this beautiful new construction home in Albemarle, NC offering 3 bedrooms and 2.5 baths with a light, open-concept layout designed for easy living. Situated on almost half an acre — and best of all, NO HOA! Enjoy the freedom to spread out without added restrictions or fees.
The kitchen features quartz countertops, stainless steel appliances, and seamless flow into the main living areas — perfect for entertaining or everyday living. A convenient drop zone off the garage and upstairs laundry add everyday functionality. The spacious primary suite features a tray ceiling, a large walk-in closet, and a spa-inspired bath with a luxury marble walk-in shower. Need extra storage? You’ll appreciate the floored attic space — perfect for seasonal décor and extras.
Step outside to the covered back porch, ideal for relaxing evenings or weekend gatherings.
Modern finishes, thoughtful design, and small-town Albemarle charm — move-in ready and waiting for you.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,583
- Lot
- 78 x 227
- Year built
- 2026
- Type
- Single Family
- Days on market
- 97
- Garage
- 2
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Slab
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,465/ month
- Principal & interest
- $2,074
- Property tax (~1.05%)
- $293
- Homeowners insurance
- $97
- HOA dues
- —
Down payment
$16,750 down · $318,250 financed
Income to qualify (28% rule)
~$105,668 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.