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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

1009 Union Terrace

Gastonia, NC · 1,566 sqft

$285,000

Reduced from $320,000

  • 3Beds
  • 1.5Baths
  • 1,566SqFt
  • 1967Year
  • 57Days on market

About this home

Charming ranch-style home in a quiet, established neighborhood just minutes from the NC/SC line and convenient to Charlotte. This 3-bedroom home features a bright, inviting living space with updated flooring, a functional kitchen with modern touches, and a cozy layout perfect for everyday living. Enjoy a spacious, fenced backyard with room to relax, entertain, or unwind by the fire pit. Additional features include a covered front porch, ample parking, and storage shed. This is one you won’t want to miss!

Property details

Beds
3
Baths
1.5
SqFt
1,566
Lot
Year built
1967
Type
Single Family
Days on market
57
Heating
Forced Air, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown
  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,050/ month

Principal & interest
$1,765
Property tax (~0.85%)
$201
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$87,861 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.