Gastonia · Gastonia, NC
1009 Union Terrace
Gastonia, NC · 1,566 sqft
$285,000
Reduced from $320,000
- 3Beds
- 1.5Baths
- 1,566SqFt
- 1967Year
- 57Days on market
About this home
Charming ranch-style home in a quiet, established neighborhood just minutes from the NC/SC line and convenient to Charlotte. This 3-bedroom home features a bright, inviting living space with updated flooring, a functional kitchen with modern touches, and a cozy layout perfect for everyday living. Enjoy a spacious, fenced backyard with room to relax, entertain, or unwind by the fire pit. Additional features include a covered front porch, ample parking, and storage shed. This is one you won’t want to miss!
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,566
- Lot
- —
- Year built
- 1967
- Type
- Single Family
- Days on market
- 57
- Heating
- Forced Air, Natural Gas
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Features
- Attic Stairs Pulldown
- Breakfast Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,050/ month
- Principal & interest
- $1,765
- Property tax (~0.85%)
- $201
- Homeowners insurance
- $83
- HOA dues
- —
Down payment
$14,250 down · $270,750 financed
Income to qualify (28% rule)
~$87,861 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


