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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

101 Cove Creek Drive

Rutherfordton, NC · 1,390 sqft

$325,900

Reduced from $329,900

  • 3Beds
  • 2Baths
  • 1,390SqFt
  • 1982Year
  • 43Days on market

About this home

Tucked away on 1.22 peaceful acres between Rutherfordton and Lake Lure, this charming 3-bedroom, 2-bath cabin offers the perfect blend of rustic character and modern comfort. When you step inside, you'll find beautiful hardwood floors, vaulted ceilings, and custom woodworking accents that create a warm, inviting atmosphere. The cozy gas log fireplace makes the living space ideal for relaxing evenings at home and a tankless water heater adds efficiency and convenience. Enjoy the outdoors from both the covered front porch overlooking the fenced yard and the screened-in back porch—perfect for taking in the serene surroundings year-round. Need extra space? The 16x20 outbuilding with power is ideal for hobbies, a workshop, or additional storage, and is complemented by an attached carport and rear lean-to for even more functionality. An exterior entry unfinished basement provides excellent storage options, and the private setting offers a quiet retreat while still being conveniently located between Rutherfordton and Lake Lure. Whether you're looking for a full-time residence or a weekend getaway, this property delivers comfort, charm, and versatility in a beautiful natural setting!

Property details

Beds
3
Baths
2
SqFt
1,390
Lot
Year built
1982
Type
Single Family
Days on market
43
Heating
Electric, Heat Pump, Propane
Cooling
Electric, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,398/ month

Principal & interest
$2,018
Property tax (~1.05%)
$285
Homeowners insurance
$95
HOA dues

Down payment

$16,295 down · $309,605 financed

Income to qualify (28% rule)

~$102,797 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.