Rutherfordton · Rutherfordton, NC
101 Cove Creek Drive
Rutherfordton, NC · 1,390 sqft
$325,900
Reduced from $329,900
- 3Beds
- 2Baths
- 1,390SqFt
- 1982Year
- 43Days on market
About this home
Tucked away on 1.22 peaceful acres between Rutherfordton and Lake Lure, this charming 3-bedroom, 2-bath cabin offers the perfect blend of rustic character and modern comfort. When you step inside, you'll find beautiful hardwood floors, vaulted ceilings, and custom woodworking accents that create a warm, inviting atmosphere. The cozy gas log fireplace makes the living space ideal for relaxing evenings at home and a tankless water heater adds efficiency and convenience. Enjoy the outdoors from both the covered front porch overlooking the fenced yard and the screened-in back porch—perfect for taking in the serene surroundings year-round. Need extra space? The 16x20 outbuilding with power is ideal for hobbies, a workshop, or additional storage, and is complemented by an attached carport and rear lean-to for even more functionality. An exterior entry unfinished basement provides excellent storage options, and the private setting offers a quiet retreat while still being conveniently located between Rutherfordton and Lake Lure. Whether you're looking for a full-time residence or a weekend getaway, this property delivers comfort, charm, and versatility in a beautiful natural setting!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,390
- Lot
- —
- Year built
- 1982
- Type
- Single Family
- Days on market
- 43
- Heating
- Electric, Heat Pump, Propane
- Cooling
- Electric, Heat Pump
- Foundation
- Basement, Crawl Space
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,398/ month
- Principal & interest
- $2,018
- Property tax (~1.05%)
- $285
- Homeowners insurance
- $95
- HOA dues
- —
Down payment
$16,295 down · $309,605 financed
Income to qualify (28% rule)
~$102,797 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.