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John KurtzCharlotte · NC

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Indian Trail · Indian Trail, NC

1010 Ridgefield Circle

Indian Trail, NC · 1,330 sqft

$375,000

  • 3Beds
  • 2Baths
  • 1,330SqFt
  • 1995Year
  • 7Days on market

About this home

Great opportunity to own a charming ranch-style home in the established Ridgefield community of Indian Trail with no HOA restrictions and flexibility for homeowners or potential investment use. This 3-bedroom, 2 bath home features an open floor plan with vaulted ceilings, a spacious great room with fireplace, walk-in pantry, organized closet system in the primary suite, dual vanities, and a two-car garage. Enjoy the fenced backyard with an oversized patio perfect for entertaining or relaxing. Conveniently located near shopping, dining, Sun Valley Commons, E. Independence Blvd/US-74, and I-485 with easy access to Charlotte. Home is ready for its next homeowner to make it their own. Photos represent the actual space with select images featuring virtual staging for design inspiration.

Property details

Beds
3
Baths
2
SqFt
1,330
Lot
Year built
1995
Type
Single Family
Days on market
7
Garage
2
Style
Ranch, Traditional
Heating
Forced Air, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,728/ month

Principal & interest
$2,322
Property tax (~0.95%)
$296
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$116,946 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.