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John KurtzCharlotte · NC

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York · York, SC

1011 Ratchford Road

York, SC · 3,219 sqft

$1,750,000

  • 4Beds
  • 2.5Baths
  • 3,219SqFt
  • 1999Year
  • 1Days on market

About this home

This is your dream country retreat! Custom-built, original owner, home offers ample living spaces, a large garage with room above, and large covered porches, perfect for enjoying the scenic ponds and acreage. The 38 acres of manicured land features a mix of fields and timber woods, ideal for hunting, fishing, and/or farming. Two ponds enhance the landscape, one with a dock for relaxing and fishing by the water. The property also includes a 1,200 sq. ft. insulated barn/shop with an additional 1,520 sq. ft. concrete patio, featuring a fire pit area and basketball hoop, perfect for entertaining inside and out. Conveniently located 5 min to historic downtown York, with restaurants, brewery's, shopping, and more. Highly rated York school district, and short commute to interstates and charlotte. This estate offers a blend of rural tranquility and modern convenience. Don’t miss your chance to own this exceptional property!

Property details

Beds
4
Baths
2.5
SqFt
3,219
Lot
Year built
1999
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Long Range, Water, Year Round

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,879/ month

Principal & interest
$10,838
Property tax (~1.05%)
$1,531
Homeowners insurance
$510
HOA dues

Down payment

$87,500 down · $1,662,500 financed

Income to qualify (28% rule)

~$551,997 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.