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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1014 E Main Street

Albemarle, NC · 1,261 sqft

$184,964

  • 3Beds
  • 2Baths
  • 1,261SqFt
  • 1930Year
  • 61.5 x 187.2 x 61.5 x 185Lot
  • 4Days on market

About this home

For many buyers, the thought of purchasing that first home can feel overwhelming — especially with today’s prices. That’s exactly why this charming home may be the opportunity you’ve been waiting for. Built in the 1930s, this home reflects an era when craftsmanship and character mattered, standing apart from today’s “cookie-cutter” subdivisions.

From the moment you step inside, you’ll appreciate the spacious living and dining areas along with the warmth and personality that only a classic home can provide. The main level features two generously sized bedrooms with a full bath conveniently located between them, plus a galley-style kitchen with adjoining utility room. Upstairs, the half-story loft bedroom offers the kind of unique space younger buyers will love, complete with its own full bath with shower.

The seller has already taken care of several major updates, including complete re-plumbing, installation of a new central air system to complement the existing gas furnace, and the addition of a mini-split unit upstairs for year-round comfort.

Most importantly, this home was priced with affordability in mind. Why continue paying rent when homeownership may be more within reach than you think? If you’re serious about owning a home and building equity for your future, this could be the perfect place to start. Schedule your appointment today — and while you’re at it, call your mortgage lender and get the process rolling toward owning a home of your own.

Property details

Beds
3
Baths
2
SqFt
1,261
Lot
61.5 x 187.2 x 61.5 x 185
Year built
1930
Type
Single Family
Days on market
4
Style
Cottage
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Other - See Remarks
View
City

Features

  • None

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,361/ month

Principal & interest
$1,145
Property tax (~1.05%)
$161
Homeowners insurance
$53
HOA dues

Down payment

$9,248 down · $175,715 financed

Income to qualify (28% rule)

~$58,342 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.