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John KurtzCharlotte · NC

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Cherryville · Cherryville, NC

1014 N Mountain Street

Cherryville, NC · 916 sqft

$199,900

  • 2Beds
  • 1.5Baths
  • 916SqFt
  • 1960Year
  • 8Days on market

About this home

Looking for a generous 2.38-acre lot in Cherryville, that can be subdivided? This is IT! 1014 N Mountain Street is a beautifully revived property with a story to tell. Once facing complete teardown, this home has been thoughtfully rescued and brought back to life. This 2-bedroom, 1.5-bath home features a comfortable, functional layout with inviting living spaces and abundant natural light. The interior reflects its transformation, providing a fresh start while still leaving room for your personal touch. A standout interior feature is the oversized storage room, providing exceptional space for organization, hobbies, a workshop setup, or future customization—an uncommon bonus in homes of this size. Step outside and you’ll find the true standout feature: 2.38 acres of land offering privacy, space, and endless possibilities. Whether you’re looking to garden, expand, create outdoor living areas, or subdivide the land, this property delivers rare flexibility. Conveniently located close to everyday essentials, you’ll enjoy easy access to nearby grocery stores, local shops, and community amenities like the YMCA. Dining options range from casual local favorites to more refined experiences just a short drive away, giving you the best of both small-town charm and modern convenience.

Property details

Beds
2
Baths
1.5
SqFt
916
Lot
Year built
1960
Type
Single Family
Days on market
8
Heating
Ductless
Cooling
Ductless
Foundation
Basement
Flooring
Carpet, Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,995 down · $189,905 financed

Income to qualify (28% rule)

~$63,053 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.