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John KurtzCharlotte · NC

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Matthews · Matthews, NC

1016 Underwood Road

Matthews, NC · 1,166 sqft

$368,000

  • 3Beds
  • 1.5Baths
  • 1,166SqFt
  • 1940Year

About this home

This updated ranch style home located in Wesley Chapel area across the street from Quintessa subdivision with no HOA Restrictions to enjoy your outdoor activities. This Home is one is of the most affordable opportunities across from homes selling over a million dollar. Great investment opportunity ready to move in. Home offers a comfortable layout and thoughtful updates throughout. 3 bedrooms, 1 1/2 bathrooms , large kitchen with dining area and living room, 2 car garage detached with 2 storage room attached, large back yard , large driveway, large lot to park many cars, rv’s, boats, etc. new roof in 2022, new a/c in 2025, new water heater in 2025, newly composite deck trex boards of 192 sq feet in 2025, , enjoy the front porch of 170 sq ft .Enjoy the benefit of Union county taxes and Weddington schools district and just 1 minute from the new Wesley Chapel Village Commons shopping center, over a 1/4 acres lot 29;185 sq. ft.

Property details

Beds
3
Baths
1.5
SqFt
1,166
Lot
Year built
1940
Type
Single Family
Garage
2
Style
Ranch
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Fence
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,708/ month

Principal & interest
$2,279
Property tax (~1.05%)
$322
Homeowners insurance
$107
HOA dues

Down payment

$18,400 down · $349,600 financed

Income to qualify (28% rule)

~$116,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.