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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1016 W 1st Street

Charlotte, NC · 1,250 sqft

$545,000

  • 3Beds
  • 2.5Baths
  • 1,250SqFt
  • 1999Year
  • 4Days on market

About this home

This is one of those homes that just feels right the moment you arrive. Set along a quiet, tree-lined street just minutes from Uptown, 1016 W 1st Street offers that rare balance of charm, comfort, and easy, everyday living. The front porch sets the tone—an inviting place to start your morning with coffee or unwind in the evening, where the pace slows down and the neighborhood feels connected. Inside, the home opens up in a way that feels both bright and natural. Light moves easily through the space, with the living area anchored by a fireplace that adds warmth without taking over. It’s comfortable, relaxed, and designed in a way that just makes sense. The flow into the dining area and kitchen is seamless, making it just as suited for a quiet night in as it is for having friends over. The kitchen itself is clean and timeless, with a bit of personality—the kind of space where everything from a quick breakfast to a full evening gathering feels effortless. The island naturally becomes the center of it all. What really stands out is how well the home lives beyond the interior. The backyard is tucked away, private, and shaded by mature trees—more of a courtyard feel than a traditional yard. It’s low-maintenance, quiet, and surprisingly peaceful for being this close to the city. Whether it’s a glass of wine in the evening or a casual weekend get-together, it’s a space you’ll actually use. The detached two-car garage adds convenience without taking away from the outdoor space—something that’s not always easy to find in this location. And then there’s the lifestyle. Close to Uptown, Bank of America Stadium, greenways, parks, and some of Charlotte’s best restaurants and nightlife, everything is right there. You can work, walk home, relax for a bit, and head back out for the evening—all without overthinking it. That’s what makes this home different. Not just how it looks, but how it lives.

Property details

Beds
3
Baths
2.5
SqFt
1,250
Lot
Year built
1999
Type
Condo
Days on market
4
Garage
2
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$415 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,426/ month

Principal & interest
$3,375
Property tax (~1.05%)
$476
Homeowners insurance
$158
HOA dues
$415

Down payment

$27,250 down · $517,750 financed

Income to qualify (28% rule)

~$189,693 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.