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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

10190 Black Locust Lane #383

Charlotte, NC · 3,086 sqft

$645,000

  • 5Beds
  • 4Baths
  • 3,086SqFt
  • 2021Year
  • 30Days on market

About this home

This spacious, beautifully designed two-story home features 5 bedrooms and 4 full bathrooms, with new paint and ample upgrades throughout. Located in the sought-after Holcomb Woods neighborhood, it offers the perfect blend of comfort, style, and convenience in a prime setting. Featuring an open floor plan with an inviting living area perfectly designed for entertaining, and a gas fireplace that creates a natural focal point of the open space. The bright and open living area flows seamlessly into the chef’s kitchen, complete with quartz countertops, a large island, stainless steel appliances, and a gas range. The main level includes a guest bedroom with a full bath, perfect for visitors or multi-generational living. A private office on the main floor with French Doors is ideal for conference calls or relaxing with a good book. Upstairs, you’ll find a loft area along with additional bedrooms, including the luxurious primary suite featuring an en suite bath and a spacious walk-in closet. Enjoy outdoor living with a welcoming front porch and a stone-paved backyard patio with a built-in stone seating wall, also featuring a beautiful gazebo—perfect for relaxing or hosting gatherings. A 2-car garage adds convenience and ample storage. Community amenities include a pool, playground, and cabana, offering a lifestyle of comfort and recreation. Easy access to I-485, minutes from shopping and dining. This home truly has it all—space, functionality, and an unbeatable location!

Property details

Beds
5
Baths
4
SqFt
3,086
Lot
Year built
2021
Type
Single Family
Days on market
30
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$425 / 6mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,818/ month

Principal & interest
$3,994
Property tax (~1.05%)
$564
Homeowners insurance
$188
HOA dues
$70

Down payment

$32,250 down · $612,750 financed

Income to qualify (28% rule)

~$206,486 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.