Charlotte · Charlotte, NC
10190 Black Locust Lane #383
Charlotte, NC · 3,086 sqft
$645,000
- 5Beds
- 4Baths
- 3,086SqFt
- 2021Year
- 30Days on market
About this home
This spacious, beautifully designed two-story home features 5 bedrooms and 4 full bathrooms, with new paint and ample upgrades throughout. Located in the sought-after Holcomb Woods neighborhood, it offers the perfect blend of comfort, style, and convenience in a prime setting. Featuring an open floor plan with an inviting living area perfectly designed for entertaining, and a gas fireplace that creates a natural focal point of the open space. The bright and open living area flows seamlessly into the chef’s kitchen, complete with quartz countertops, a large island, stainless steel appliances, and a gas range. The main level includes a guest bedroom with a full bath, perfect for visitors or multi-generational living. A private office on the main floor with French Doors is ideal for conference calls or relaxing with a good book. Upstairs, you’ll find a loft area along with additional bedrooms, including the luxurious primary suite featuring an en suite bath and a spacious walk-in closet. Enjoy outdoor living with a welcoming front porch and a stone-paved backyard patio with a built-in stone seating wall, also featuring a beautiful gazebo—perfect for relaxing or hosting gatherings. A 2-car garage adds convenience and ample storage. Community amenities include a pool, playground, and cabana, offering a lifestyle of comfort and recreation. Easy access to I-485, minutes from shopping and dining. This home truly has it all—space, functionality, and an unbeatable location!
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 3,086
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 30
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $425 / 6mo
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,818/ month
- Principal & interest
- $3,994
- Property tax (~1.05%)
- $564
- Homeowners insurance
- $188
- HOA dues
- $70
Down payment
$32,250 down · $612,750 financed
Income to qualify (28% rule)
~$206,486 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


