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John KurtzCharlotte · NC

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Morganton · Morganton, NC

102 Cuthberson Street

Morganton, NC · 1,985 sqft

$339,900

Reduced from $349,900

  • 4Beds
  • 1.5Baths
  • 1,985SqFt
  • 1965Year
  • 31Days on market

About this home

Character-filled home on a spacious lot just minutes from downtown Morganton. A welcoming front porch leads into a large living room with soaring ceilings and original hardwood floors that highlight the home’s historic charm. The remodeled kitchen features new cabinetry, quartz countertops, updated appliances, new subflooring, and elegant fixtures. The main level includes a large dining area, oversized sunroom filled with natural light, laundry room, cozy parlor, and a flexible bonus room ideal for an office, guest room, or creative space. A full bath with classic clawfoot soaking tub and separate shower completes the main level. Upstairs are three comfortable bedrooms and a convenient half bath. Enjoy the private backyard retreat with a spacious deck, tree fort, and charming rustic cabin with front porch and sleeping loft—perfect for guests, studio, or workshop. Crawlspace includes workshop, utility sink, storage, and well on property (home uses city water). New roof and gas tankless water heater installed in 2024.

Property details

Beds
4
Baths
1.5
SqFt
1,985
Lot
Year built
1965
Type
Single Family
Days on market
31
Style
Arts and Crafts, Bungalow
Heating
Central, Forced Air, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air, Window Unit(s)
Foundation
Crawl Space
Flooring
Laminate, Vinyl, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,501/ month

Principal & interest
$2,105
Property tax (~1.05%)
$297
Homeowners insurance
$99
HOA dues

Down payment

$16,995 down · $322,905 financed

Income to qualify (28% rule)

~$107,213 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.