Morganton · Morganton, NC
102 Cuthberson Street
Morganton, NC · 1,985 sqft
$339,900
Reduced from $349,900
- 4Beds
- 1.5Baths
- 1,985SqFt
- 1965Year
- 31Days on market
About this home
Character-filled home on a spacious lot just minutes from downtown Morganton. A welcoming front porch leads into a large living room with soaring ceilings and original hardwood floors that highlight the home’s historic charm. The remodeled kitchen features new cabinetry, quartz countertops, updated appliances, new subflooring, and elegant fixtures. The main level includes a large dining area, oversized sunroom filled with natural light, laundry room, cozy parlor, and a flexible bonus room ideal for an office, guest room, or creative space. A full bath with classic clawfoot soaking tub and separate shower completes the main level. Upstairs are three comfortable bedrooms and a convenient half bath. Enjoy the private backyard retreat with a spacious deck, tree fort, and charming rustic cabin with front porch and sleeping loft—perfect for guests, studio, or workshop. Crawlspace includes workshop, utility sink, storage, and well on property (home uses city water). New roof and gas tankless water heater installed in 2024.
Property details
- Beds
- 4
- Baths
- 1.5
- SqFt
- 1,985
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 31
- Style
- Arts and Crafts, Bungalow
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Window Unit(s)
- Foundation
- Crawl Space
- Flooring
- Laminate, Vinyl, Wood
Features
- Breakfast Bar
- Built-in Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,501/ month
- Principal & interest
- $2,105
- Property tax (~1.05%)
- $297
- Homeowners insurance
- $99
- HOA dues
- —
Down payment
$16,995 down · $322,905 financed
Income to qualify (28% rule)
~$107,213 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.