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John KurtzCharlotte · NC

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Montreat · Montreat, NC

102 Frist Road

Montreat, NC · 2,211 sqft

$925,000

  • 5Beds
  • 5Baths
  • 2,211SqFt
  • 1965Year
  • 6Days on market

About this home

Escape to this quintessential Montreat mountain cabin, perfectly nestled along a peaceful creek where the soothing sounds of birdsong and gurgling water create a true mountain retreat. Rich with rustic charm, the home features beautiful old stonework, square log construction, and a cozy fireplace that invites relaxation in every season. Multiple porches and decks offer the perfect setting to enjoy the serene natural surroundings and cool mountain air. The main home blends timeless character with thoughtful updates, including two modern HVAC systems. On the main level are four bedrooms, with three full baths. The great room includes living and dining areas connected to a fully updated kitchen and a large screened back porch that encourages comfortable outdoor creekside living for much of the year. The lower level provides exceptional flexibility as additional guest quarters or potential rental space, complete with a bedroom, bath, kitchen, living area, and a four-season enclosed porch. Adding to the property’s appeal is a separate guest cottage featuring its own stone fireplace and the same enchanting charm as the main cabin — ideal for visitors, extended family, or a private getaway space. Many furnishings and accessories are included in the sale.

Property details

Beds
5
Baths
5
SqFt
2,211
Lot
Year built
1965
Type
Single Family
Days on market
6
Style
Cabin
Heating
Central, Ductless, Electric, Forced Air, Heat Pump, Propane
Cooling
Central Air, Ductless, Electric, Heat Pump, Multi Units
Foundation
Crawl Space, Pillar/Post/Pier
Flooring
Wood

Features

  • Entrance Foyer
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,807/ month

Principal & interest
$5,728
Property tax (~1.05%)
$809
Homeowners insurance
$269
HOA dues

Down payment

$46,250 down · $878,750 financed

Income to qualify (28% rule)

~$291,769 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.