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John KurtzCharlotte · NC

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Franklin · Franklin, NC

102 Garnett Trace Road

Franklin, NC · 1,904 sqft

$176,000

Reduced from $220,000

  • 3Beds
  • 2Baths
  • 1,904SqFt
  • 1995Year
  • 149Days on market

About this home

Mountain living with space, privacy, and features that matter. This 3 bed, 2 bath home in Franklin, NC offers 1,904 square feet plus a bonus room that can flex as an office, gym, or additional sleeping space. The living room fireplace anchors the home, while the primary suite includes a large soaking tub for winding down after a long day. Enjoy mornings and evenings on the large covered front deck, then gather around the outdoor fire pit. Fully fenced with a gated entry, storage shed, and chicken coop. Located on a cul de sac for added privacy in a true mountain setting. Only 10 minutes from down town Franklin, 3 minutes from the highway, 5 minutes from the nearest gas station and restaurants. Come see your dream home today!!

Property details

Beds
3
Baths
2
SqFt
1,904
Lot
Year built
1995
Type
Single Family
Days on market
149
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Features

  • Garden Tub
  • Storage
  • Fire Pit
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,295/ month

Principal & interest
$1,090
Property tax (~1.05%)
$154
Homeowners insurance
$51
HOA dues

Down payment

$8,800 down · $167,200 financed

Income to qualify (28% rule)

~$55,515 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.