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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

102 Havnaers Point

Lake Lure, NC · 1,706 sqft

$765,000

  • 3Beds
  • 3Baths
  • 1,706SqFt
  • 1954Year
  • 38Days on market

About this home

Perfect location for the Lake Lure vacation home buyer seeking effortless lake front living. This property offers exceptional water access with minimal to no yard work and maintenance. Truly the ease of a waterfront condo, but no rules and no fees. Main level features walk up access, a nicely renovated interior, spacious primary suite along with a second bedroom, providing convenient single-level living. Upstairs, you’ll find an expansive third bedroom with three distinct sleeping areas. Ideal for hosting family and guests. Just steps away, enjoy easy access to the boathouse, party dock, and all the fun the lake has to offer. The home has been thoughtfully updated with granite in the kitchen and beautifully tiled bathrooms. The lower level, accessible from the right side of the home or from the rear is an additional party area or guest space. Including a bedroom, living area, and full bath with kitchenette area. Perfect for visitors or added party area. (Note: this space is not included in the MLS square footage due to not being permanently heated but it is fully finished and heating would be a good future added value consideration.) Whether you’re looking for a weekend retreat, a VRBO investment opportunity, or a full-time residence, this home fits the bill. With very little land to maintain and true “lock-and-leave” convenience, all that’s left to do is bring your luggage and start enjoying lake life.

Property details

Beds
3
Baths
3
SqFt
1,706
Lot
Year built
1954
Type
Single Family
Days on market
38
Style
Traditional
Heating
Central, Ductless, Electric, Heat Pump
Cooling
Central Air, Ductless, Electric, Heat Pump
Foundation
Basement
Flooring
Carpet, Tile
View
Long Range, Mountain(s), Water, Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,630/ month

Principal & interest
$4,737
Property tax (~1.05%)
$669
Homeowners insurance
$223
HOA dues

Down payment

$38,250 down · $726,750 financed

Income to qualify (28% rule)

~$241,302 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.