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John KurtzCharlotte · NC

Monroe · Monroe, NC

1020 Baylor Grove Road #20

Monroe, NC · 2,471 sqft

$495,900

  • 4Beds
  • 3.5Baths
  • 2,471SqFt
  • 2026Year
  • 43Days on market

About this home

Under Construction - Estimated completion is towards the end of June, 2026. Call listing agent for updated status of construction Welcome to 1020 Baylor Grove Rd. A new construction home by Pinnacle Homes USA in the Baylor Grove community. This home features the Arkansas floor plan, and it sits on a peaceful 0.98 acre wooded lot. Representational photo shows the exterior of the home, arctic white hardi-plank siding and black windows, black shingles and black gutters for an elevated and modern look. Once completed, this home will also feature a covered back patio, a 2-car garage, and a concrete driveway. Inside, this floor plan has the primary bedroom on the MAIN level, with the luxurious primary bath that has tile shower walls, tile floor and a frameless primary shower door. LVP flooring throughout the main level and stair case, & Carpet in the upstairs bedrooms. Quartz countertops in all bathrooms and the kitchen + a kitchen island. Kitchen appliances include a microwave, dishwasher, and an electric range - all stainless steel! Other features include a shiplap electric fireplace in the living room, an accent wall in the primary bedroom and additional trim throughout the home for an extra touch. *More photos to come later once closer to completion.

Property details

Beds
4
Baths
3.5
SqFt
2,471
Lot
Year built
2026
Type
Single Family
Days on market
43
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Laminate
HOA dues
$450 / yr

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Kitchen Island
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,687/ month

Principal & interest
$3,071
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues
$37

Down payment

$24,795 down · $471,105 financed

Income to qualify (28% rule)

~$158,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.