Fort Mill · Fort Mill, SC
1022 Harbor Bay Drive
Fort Mill, SC · 3,205 sqft
$664,995
Reduced from $679,995
- 5Beds
- 3Baths
- 3,205SqFt
- 2023Year
- 16Days on market
About this home
Welcome to this stunning "Eastover" floor plan in highly sought-after Overlook at Barber Rock subdivision, where modern elegance meets functional design. This 5-bedroom, 3-bath residence greets you with a charming covered front porch and a formal dining room featuring a sophisticated tray ceiling. At the heart of the home, a gourmet kitchen boasts a massive center island, butler’s pantry, and top-tier gas appliances—flowing seamlessly into a sun-drenched breakfast area and a spacious family room anchored by a cozy gas fireplace.
The main level offers a private guest suite, while the upper level serves as a true retreat with a versatile bonus room (acts as 5th bedroom) and a luxurious Owner’s Suite complete with tray ceilings and a spa-like bath. Step outside to the screened rear deck to enjoy peaceful South Carolina evenings just across Ballantyne. With premium upgrades throughout, including oak stair treads and a convenient drop zone off the 2-car garage, this home is the perfect blend of style and comfort.
Enjoy the outdoors from your screened-in back deck or the community cabana and pool. Zoned for top-rated schools and located just minutes from shopping and dining. Your dream home awaits!
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 3,205
- Lot
- —
- Year built
- 2023
- Type
- Single Family
- Days on market
- 16
- Garage
- 2
- Style
- Transitional
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- HOA dues
- $1,220 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,996/ month
- Principal & interest
- $4,118
- Property tax (~1.05%)
- $581
- Homeowners insurance
- $193
- HOA dues
- $101
Down payment
$33,249 down · $631,745 financed
Income to qualify (28% rule)
~$214,114 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
