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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

1022 Padgett Place

Black Mountain, NC · 1,528 sqft

$479,500

Reduced from $485,000

  • 3Beds
  • 2Baths
  • 1,528SqFt
  • 2022Year
  • 43Days on market

About this home

Tucked just under 1.5 miles from the heart of downtown Black Mountain, this like-new 2022 home offers the rare combination of modern construction, thoughtful design, and everyday livability buyers are searching for. From the covered front porch, step into a bright, open living space where natural light, clean finishes, and an easy flow create an immediate sense of comfort. The kitchen is designed to gather around, with generous workspace, modern appliances, and seamless connection to the dining and living areas. Three bedrooms on the main level provide flexibility for guests, a home office, or everyday living, while the overall layout supports true one-level convenience.

Out back, a fully-fenced yard offers privacy and room to relax, garden, or enjoy time with pets. The unfinished walk-out basement expands the possibilities even further, ready to become a home gym, workshop, art studio, or additional living space tailored to your needs. Set within a welcoming community featuring a dog park and community garden, this home delivers a lifestyle that feels both connected and grounded. With close proximity to Black Mountain’s shops, restaurants, and local favorites, and an easy drive to Asheville, it’s an opportunity to enjoy the best of Western North Carolina living in a home that still feels brand new.

Property details

Beds
3
Baths
2
SqFt
1,528
Lot
Year built
2022
Type
Single Family
Days on market
43
Garage
1
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement, Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$50 / mo

Features

  • Attic Stairs Pulldown
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,579/ month

Principal & interest
$2,969
Property tax (~1.05%)
$419
Homeowners insurance
$139
HOA dues
$50

Down payment

$23,975 down · $455,525 financed

Income to qualify (28% rule)

~$153,389 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.