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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

1024 Garfield Road

Sherrills Ford, NC · 2,091 sqft

$417,157

  • 3Beds
  • 3Baths
  • 2,091SqFt
  • 2026Year
  • 1Days on market

About this home

Beautifully designed 3-bedroom, 3-bath residence in a highly desirable 55+ community, offering refined comfort and effortless living.

The main level is arranged with everyday ease in mind, featuring a spacious primary suite with a luxurious bathroom and generous closet space, along with an additional bedroom and full bath for guests. A private study with elegant glass doors provides the perfect setting for a home office, library, or creative retreat, while a tucked-away pocket office adds even more functional flexibility.

At the heart of the home, the open living area is anchored by a sophisticated fireplace and extends seamlessly to a screened-in porch and adjoining patio—creating an inviting backdrop for intimate evenings or gracious entertaining.

Timeless design, elevated finishes, and versatile living spaces combine to deliver a home that feels both luxurious and welcoming—schedule your showing today.

Property details

Beds
3
Baths
3
SqFt
2,091
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$250 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,320/ month

Principal & interest
$2,583
Property tax (~1.05%)
$365
Homeowners insurance
$121
HOA dues
$250

Down payment

$20,857 down · $396,299 financed

Income to qualify (28% rule)

~$142,296 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.