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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1025 Martin Luther King Jr Drive

Albemarle, NC · 750 sqft

$125,000

  • 2Beds
  • 1Baths
  • 750SqFt
  • 1940Year
  • 1Days on market

About this home

Updated investment opportunity in the heart of Albemarle. This 2-bedroom, 1-bath home offers a strong option for investors looking to add a primarily move-in-ready property to their portfolio or for buyers seeking an affordable home with recent improvements already completed.

Recent updates include new vinyl plank flooring, an updated kitchen, renovated bathroom, fresh interior finishes, and an improved back deck overlooking the spacious and private backyard. The home also features a covered front porch, open living area, and functional kitchen/dining layout.

Conveniently located 1/2 mile to Main Street in downtown Albemarle providing easy access to local shops, restaurants & parks. The manageable size and updated condition make this an attractive option for rental income, long-term hold potential, or affordable owner-occupant living.

Property details

Beds
2
Baths
1
SqFt
750
Lot
Year built
1940
Type
Single Family
Days on market
1
Heating
Other - See Remarks
Cooling
Other - See Remarks
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$920/ month

Principal & interest
$774
Property tax (~1.05%)
$109
Homeowners insurance
$36
HOA dues

Down payment

$6,250 down · $118,750 financed

Income to qualify (28% rule)

~$39,428 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.