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John KurtzCharlotte · NC

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Stony Point · Stony Point, NC

103 Cain Road

Stony Point, NC · 1,579 sqft

$320,000

Reduced from $330,000

  • 3Beds
  • 2.5Baths
  • 1,579SqFt
  • 2026Year
  • 12Days on market

About this home

This new construction two-story home is situated on an expansive 0.58-acre lot, offering a blend of modern efficiency and functional design. The main level features durable LVP flooring throughout and an open-concept kitchen equipped with ample cabinetry, a tile backsplash, stainless steel appliances, a center island, and a butler’s pantry for additional storage. Upstairs, the home offers three spacious bedrooms, a modest loft area, and a dedicated laundry room positioned for easy access. The primary suite includes a spacious bathroom with a tiled walk-in shower. Complete with a one-car garage, a wide driveway for guest parking, and a location convenient to shopping and I-40, this home is ready for immediate occupancy.

Property details

Beds
3
Baths
2.5
SqFt
1,579
Lot
Year built
2026
Type
Single Family
Days on market
12
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,355/ month

Principal & interest
$1,981
Property tax (~1.05%)
$280
Homeowners insurance
$93
HOA dues

Down payment

$16,000 down · $304,000 financed

Income to qualify (28% rule)

~$100,936 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.