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John KurtzCharlotte · NC

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Morganton · Morganton, NC

103 Hamp Street

Morganton, NC · 2,179 sqft

$387,900

Reduced from $399,900

  • 5Beds
  • 3Baths
  • 2,179SqFt
  • 1969Year
  • 68Days on market

About this home

So much home for the money! This spacious property offers up to five bedrooms and three full bathrooms, providing flexibility for growing households, guests, or work-from-home needs.

Step through the front door into a wide, welcoming foyer. To the right, you’ll find a traditional living room, while straight ahead opens into the kitchen and dining area, complemented by a bright sunroom—perfect for everyday living or entertaining.

The main level is thoughtfully laid out with three generously sized bedrooms and two full bathrooms located down the hall. On the opposite side of the home, two additional bedrooms and an updated full bath create an ideal setup for guests, extended family, or private office space.

An interior stairwell leads to the unfinished basement, offering abundant storage or future expansion potential.

Outside, enjoy warm Carolina days in the above-ground pool with surrounding deck space—great for relaxing or hosting. The approximately 1.12-acre lot is mostly level, providing plenty of room for outdoor activities, gardening, or pets.

A true standout feature is the 24x26 detached metal garage, perfect for hobbies, storage, or working on that special car or truck.

Conveniently located near W.A. Young Elementary School and just minutes from I-40, this home offers easy access to everything. Enjoy nearby Lake James, hiking trails, and the natural beauty of the Western North Carolina foothills. Downtown Morganton—with its shops, restaurants, and vibrant events—is just a short drive away, and Asheville is within an easy hour’s commute.

Priced to sell—don’t miss this incredible opportunity!

Property details

Beds
5
Baths
3
SqFt
2,179
Lot
Year built
1969
Type
Single Family
Days on market
68
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,854/ month

Principal & interest
$2,402
Property tax (~1.05%)
$339
Homeowners insurance
$113
HOA dues

Down payment

$19,395 down · $368,505 financed

Income to qualify (28% rule)

~$122,354 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.