Morganton · Morganton, NC
103 J A Ross Street
Morganton, NC · 1,150 sqft
$215,000
Reduced from $250,000
- 3Beds
- 1.5Baths
- 1,150SqFt
- 1936Year
- 34Days on market
About this home
Move in ready one level 3 Br/ 1.5 Ba ranch w/ basement and new detached Dbl carport & outbuilding for additional storage. Pleasantly sitting on a 1.3-acre plat ready to be fenced for pets, play or gardening. Plenty of room for RV Parking conveniently located to amenities of shopping, I-40, Catawba River and Lake James activities. Public water, sewer, trash & cable. Welcoming front deck opens to charm and a "feel at home" floorplan. Covered back deck overlooks a private useable acre. Primary bedroom w/ adjoining 2nd bedroom making it perfect for a nursery, small child, elderly parent or Office. Open kitchen and dining area with ample cabinets & appliances remaining. Separate Laundry room with full size hookups. Updated full bathroom and half bath in third bedroom with ample closet space. Replacement windows and blinds. HVAC 2024. Please no drive-by. Shown by Appointment only.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,150
- Lot
- —
- Year built
- 1936
- Type
- Single Family
- Days on market
- 34
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Basement, Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,582/ month
- Principal & interest
- $1,331
- Property tax (~1.05%)
- $188
- Homeowners insurance
- $62
- HOA dues
- —
Down payment
$10,750 down · $204,250 financed
Income to qualify (28% rule)
~$67,817 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.