Charlotte · Charlotte, NC
1031 Cutler Place
Charlotte, NC · 1,715 sqft
$498,000
- 3Beds
- 1.5Baths
- 1,715SqFt
- 1956Year
- 5Days on market
About this home
Charming mid-century modern cottage nestled in the heart of Charlotte’s desirable Amity Gardens! This home boasts fantastic curb appeal, featuring a well manicured front yard shaded by a beautiful tree canopy. Inside, you’ll find a bright and open floor plan highlighted by classic oak hardwood floors. The updated kitchen offers custom cabinetry with a built-in hutch and large pantry with modern appliances and sleek backsplash. Kitchen flows in the the dining area—perfect for everyday living and entertaining. The inviting great room features a cozy gas log fireplace, while glass French doors lead to a sun-drenched, light-filled sunroom—an ideal space for relaxing or working from home. This home includes three spacious bedrooms and a convenient laundry room. Step outside to enjoy a private, landscaped backyard complete with a stamped concrete patio—perfect for grilling, gatherings, or quiet evenings outdoors. Located in a prime Charlotte location, you’ll enjoy easy access to schools, parks, shopping, and dining. Just minutes from Uptown, Cotswold, and Midtown, with walkable access to the growing Oakhurst Commons area. Popular neighborhoods like Plaza Midwood, NoDa, SouthPark, South End, Dilworth, and Matthews are all within a 15-minute drive or less.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,715
- Lot
- —
- Year built
- 1956
- Type
- Single Family
- Days on market
- 5
- Style
- Bungalow
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,665/ month
- Principal & interest
- $3,084
- Property tax (~1.05%)
- $435
- Homeowners insurance
- $145
- HOA dues
- —
Down payment
$24,900 down · $473,100 financed
Income to qualify (28% rule)
~$157,082 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


