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John KurtzCharlotte · NC

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Hickory · Hickory, NC

1033 12th Avenue Drive NW

Hickory, NC · 2,429 sqft

$490,000

  • 4Beds
  • 2.5Baths
  • 2,429SqFt
  • 2025Year
  • 31Days on market

About this home

This new construction home is located in the Northwest Hickory Waterstone subdivision. The open floor plan features a large kitchen with gray cabinets, an island, beautiful quartz countertops, and a tile kitchen backsplash. The large master bedroom has a walk-in closet, dual vanities, separate toilet, and tile shower. The house has a pantry and an extra linen closet for storage. The house features 3 bedrooms on the second floor which have large, walk-in closets with a shared double-sink vanity bathroom. All bathrooms have durable tile flooring. The rest of the house features luxury vinyl flooring. The large laundry is situated on the first floor. The living room features a modern, electric fireplace. Great schools systems in the surrounding area. Enjoy this beautiful house with a neighborhood pond.

Property details

Beds
4
Baths
2.5
SqFt
2,429
Lot
Year built
2025
Type
Single Family
Days on market
31
Garage
2
Style
Transitional
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl
View
Water
HOA dues
$400 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,639/ month

Principal & interest
$3,034
Property tax (~1.05%)
$428
Homeowners insurance
$142
HOA dues
$33

Down payment

$24,500 down · $465,500 financed

Income to qualify (28% rule)

~$155,987 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.