Cheraw · Cheraw, SC
1035 Mcmillan Road
Cheraw, SC · 3,067 sqft
$495,000
Reduced from $500,000
- 4Beds
- 2.5Baths
- 3,067SqFt
- 2008Year
- 41Days on market
About this home
Don’t miss this rare opportunity to own a private 4.2-acre oasis just minutes from downtown Cheraw and bordering the state park! This move-in-ready home is loaded with high-value upgrades and immediate energy savings—fully paid, transferable solar panels (average electric bill only $24/month!), newer roof, newer heat pump, and freshly repaved driveway. Step inside to a bright, spacious open floor plan featuring 4 bedrooms, a convenient Jack & Jill bath, wide 36” doorways, an oversized walk-in pantry, charming dining-room window seat, and a heated/cooled sunroom that overlooks the sparkling saltwater pool—perfect for year-round enjoyment. Outside, enjoy irrigated fruit trees and berry bushes, a heated/cooled 2-car garage ready for your workshop, additional storage shed, dry crawlspace with transferable termite bond, and plenty of room to spread out on your own 4.2 acres. Rare financing incentives available: preferred lender offering additional buydown/closing cost credit! Priced to sell FAST and truly turn-key. Schedule your private showing today—this one will be gone before you know it! 1035 McMillan Rd – Your private retreat awaits!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,067
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 41
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Features
- Entrance Foyer
- Hot Tub
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,643/ month
- Principal & interest
- $3,065
- Property tax (~1.05%)
- $433
- Homeowners insurance
- $144
- HOA dues
- —
Down payment
$24,750 down · $470,250 financed
Income to qualify (28% rule)
~$156,136 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.