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John KurtzCharlotte · NC

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Indian Trail · Indian Trail, NC

1037 Black Bear Road

Indian Trail, NC · 2,626 sqft

$513,990

Reduced from $557,990

  • 3Beds
  • 3Baths
  • 2,626SqFt
  • 2026Year
  • 52x130Lot
  • 11Days on market

About this home

Moore Farm offers miles of scenic walking trails along with a charming farmhouse-style clubhouse, pool, pickleball courts, playground, and inviting grilling and picnic areas. This elegant one-and-a-half-story home is ideally situated in Union County, conveniently located near Indian Trail, Waxhaw, Matthews, and South Charlotte. Inside, the spacious layout showcases a modern, thoughtfully designed interior, while the community features wooded homesites with included lawn maintenance. The bright, open kitchen boasts an oversized island and walk-in pantry and flows seamlessly into the expansive dining area and great room - perfect for everyday living and entertaining. The peaceful owner’s suite includes a large walk-in closet and a private ensuite bath. Upstairs, you’ll find a secluded bedroom with a full bath, along with a versatile loft space ideal for a media room, game room, or additional living area. Endless possibilities await - best of all, unwind outdoors on the expansive covered porch.

Property details

Beds
3
Baths
3
SqFt
2,626
Lot
52x130
Year built
2026
Type
Single Family
Days on market
11
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$146 / mo

Features

  • Attic Other
  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,886/ month

Principal & interest
$3,183
Property tax (~0.95%)
$406
Homeowners insurance
$149
HOA dues
$146

Down payment

$25,699 down · $488,290 financed

Income to qualify (28% rule)

~$166,547 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.