Skip to content
John KurtzCharlotte · NC

View all 42 photos →

Lancaster · Lancaster, SC

1037 Pennington Drive

Lancaster, SC · 2,582 sqft

$465,500

Reduced from $479,900

  • 4Beds
  • 2.5Baths
  • 2,582SqFt
  • 2015Year
  • 109'X43'X21'X89'X66'Lot
  • 81Days on market

About this home

Welcome to this beautiful 4-bedroom, 2.5-bath home nestled in the sought-after Walnut Creek community of Lancaster, SC—just minutes from the North Carolina border and convenient to Ballantyne, Indian Land, and South Charlotte. Step outside to your private, fenced backyard featuring a patio perfect for relaxing, grilling, or entertaining guests in your own outdoor retreat.

Inside, an open and inviting floor plan makes everyday living effortless. The main level features a spacious living room with cozy gas logs that flow seamlessly into the kitchen and breakfast area. The kitchen boasts a large island with breakfast bar seating and generous cabinet space. A first-floor den with elegant chair rail molding adds warmth and character throughout.

Upstairs, all four bedrooms are conveniently located alongside the laundry room. The primary suite is a true retreat, offering a large bathroom with a double vanity, a garden tub, a separate shower, a private water closet, and a spacious walk-in closet.

Walnut Creek is known for its resort-style amenities, anchored by a spectacular community pool—the perfect place to cool off and connect with neighbors all summer long. Enjoy miles of scenic walking trails winding throughout the community, plus a clubhouse, tennis and pickleball courts, and a playground. Sports enthusiasts will love the convenient access to the athletic fields adjoining the community—ideal for youth leagues, pickup games, and staying active right outside your door. When you're ready to venture out, you're just minutes from outstanding shopping, dining, and entertainment at Ballantyne and the Indian Land corridor, with easy access to all that South Charlotte has to offer. South Carolina living at its finest—with everything you need right at your doorstep.

Walnut Creek offers a variety of community amenities, including an outdoor pool, clubhouse, tennis and pickleball courts, playground, and walking trails—perfect for enjoying the outdoors and connecting with neighbors.

Enjoy the benefits of South Carolina living while still being close to major shopping, dining, and employment centers in the greater Charlotte area. Special assessment for Walnut Creek community infrastructure included in tax bill.

Property details

Beds
4
Baths
2.5
SqFt
2,582
Lot
109'X43'X21'X89'X66'
Year built
2015
Type
Single Family
Days on market
81
Garage
2
Style
Transitional
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$421 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,496/ month

Principal & interest
$2,882
Property tax (~1.05%)
$407
Homeowners insurance
$135
HOA dues
$70

Down payment

$23,275 down · $442,225 financed

Income to qualify (28% rule)

~$149,838 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.