Albemarle · Albemarle, NC
1038 Patton Avenue
Albemarle, NC · 1,400 sqft
$259,000
- 3Beds
- 2.5Baths
- 1,400SqFt
- 2026Year
- 1Days on market
About this home
**Seller offering 1.5% seller credit toward closing costs, or up to 3% if using preferred lender.
A stylish 3-bedroom, 2.5-bath home with approximately 1,400 sq ft of thoughtfully designed living space on a generous .45-acre lot. The open-concept main floor features a spacious family room, dining area, modern kitchen with pantry, and convenient laundry area. Upstairs, the private primary suite includes a walk-in closet and full bath, along with two additional bedrooms and another full bath. Enjoy the peace of mind and energy efficiency that come with brand-new construction, plus plenty of outdoor space for entertaining, gardening, or relaxing. Conveniently located near shopping, dining, and everyday essentials.
New construction comes with: 6 year Structural warranty 1 year Builder warranty 1 year Mechanical warranty
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,400
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,906/ month
- Principal & interest
- $1,604
- Property tax (~1.05%)
- $226
- Homeowners insurance
- $75
- HOA dues
- —
Down payment
$12,950 down · $246,050 financed
Income to qualify (28% rule)
~$81,695 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.