Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Lake Wylie · Lake Wylie, SC

1038 Pepperwood Place

Lake Wylie, SC · 2,743 sqft

$548,000

  • 4Beds
  • 2.5Baths
  • 2,743SqFt
  • 2006Year
  • 1Days on market

About this home

Welcome to this spacious and inviting home nestled in the sought-after Lake Wylie area of Clover in the highly regarded Clover School District. This 4-bedroom, 2.5-bath home provides the perfect blend of comfort and functionality. Home features a well-designed layout with generous living areas, ideal for both everyday living and entertaining. The main level offers ample space to include an office with french doors, a formal dining room, breakfast nook, living room with gas fireplace, and additional space that can serve as a playroom or media room, with sliding doors out to the spacious deck. The upper level provides private bedroom retreats, including a large primary suite with tray ceilings, primary bath to include a walk-in shower and soaking bathtub, and a customized walk-in closet. There is a community pool, playground, and boat storage is available. Enjoy being just minutes from Lake Wylie, where outdoor recreation awaits, including boating, fishing, and waterfront dining. You’re also a short drive to Allison Creek Park, a local favorite for camping, kayaking, boating, fishing, walking trails, playgrounds, picnic shelters, and peaceful waterfront views. The location also offers a convenient commute to Charlotte, providing the perfect balance of serene suburban living and city accessibility.

Replaced Water Heater 2025, Dishwasher 2023, Garbage Disposal 2025, 2 split HVAC systems installed March 2022 & October 2019, new gutters installed March 2026, solar panels installed Aug 2021. Stove and Refrigerator replaced within the last 5 years. Freshly painted ceilings in the foyer, living room, kitchen, and hallways. Home includes a water filtration system, and the bedroom over the garage wired for a 5-speaker Dolby Surround system. The garage includes a workbench, storage, and an extra carved-out area for additional storage.

Property details

Beds
4
Baths
2.5
SqFt
2,743
Lot
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$575 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,081/ month

Principal & interest
$3,393
Property tax (~1.05%)
$479
Homeowners insurance
$159
HOA dues
$47

Down payment

$27,400 down · $520,600 financed

Income to qualify (28% rule)

~$174,907 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.