Skip to content
John KurtzCharlotte · NC

View all 12 photos →

Elm City · Elm City, NC

104 N Branch Street

Elm City, NC · 1,440 sqft

$175,000

Reduced from $200,000

  • 3Beds
  • 2Baths
  • 1,440SqFt
  • 1925Year
  • 53Days on market

About this home

Motivated Seller!!!

104 N Branch St, Elm City, NC 27822, a property full of potential and ready for its next chapter. This home offers great bones and solid block construction, making it an excellent opportunity for homeowners, investors, or anyone looking to add their personal touch.

Originally built as a duplex and thoughtfully converted into a single-family residence, the home features 3 spacious bedrooms and 2 full bathrooms. The property needs cosmetic work and some TLC but offers a strong foundation and plenty of potential for customization, renovation, and value-add opportunities.

Whether you're searching for an affordable primary residence, a renovation project, or an investment opportunity, this home presents endless possibilities. With a motivated seller and plenty of upside potential, now is the perfect time to bring your vision and make this property your own.

Property details

Beds
3
Baths
2
SqFt
1,440
Lot
Year built
1925
Type
Single Family
Days on market
53
Heating
Forced Air
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,288/ month

Principal & interest
$1,083
Property tax (~1.05%)
$153
Homeowners insurance
$51
HOA dues

Down payment

$8,750 down · $166,250 financed

Income to qualify (28% rule)

~$55,200 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.