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John KurtzCharlotte · NC

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Statesville · Statesville, NC

104 Northstone Drive

Statesville, NC · 3,988 sqft

$895,000

  • 4Beds
  • 3Baths
  • 3,988SqFt
  • 2026Year
  • 60Days on market

About this home

NEW CONSTRUCTION in lake front Harbor Watch! Embrace lake life in this Ranch home with partially finished basement, that boasts almost 4000 total sq ft, plus additional ~700 sq ft unfinished areas of basement, and priced with $25k upgrade allowance! ACT NOW TO MAKE ALL SELECTIONS! Gorgeous kitchen with double wall oven, gas cooktop, large walk-in pantry, & oversized island overlooks large family room, which has coffered ceiling & quad sliding doors that lead to back porch. Owners suite has 16' vaulted ceiling. Owner’s Bath has two walk-in closets, two vanities, huge walk-in shower with a rain shower and hand-held shower heads. Finished area of basement includes 4th bedroom and 3rd full bath, a huge recreation room and wet bar, with options to add a full kitchen, and theatre room. Community amenities include lake access, boat launch, day dock, boat storage & stocked ponds - perfect for embracing lake life! Photos are artist renderings and/or representative photos of previously built homes of same plan, and may show items that are options that are not scheduled to be in this home, but may be available as upgrades depending on contract date. Please confirm all options, pricing, etc. with builder representative.

Property details

Beds
4
Baths
3
SqFt
3,988
Lot
Year built
2026
Type
Single Family
Days on market
60
Garage
3
Heating
Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile
HOA dues
$600 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,637/ month

Principal & interest
$5,542
Property tax (~1.05%)
$783
Homeowners insurance
$261
HOA dues
$50

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$284,449 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.