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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

104 Rock Ridge Lane

Mount Holly, NC · 1,998 sqft

$324,000

Reduced from $332,500

  • 3Beds
  • 3Baths
  • 1,998SqFt
  • 2002Year
  • 45Days on market

About this home

New comparable price adjustment. Luxury Riverfront Living! Move in ready! Experience comfort and recreation in this stunning 3 story townhome; originally designed model home. Located in a premier riverfront community, your weekends just made an upgrade with a private marina, boat rentals, and paddleboard launches at your doorstep. Spend your afternoons by the Olympic-sized pool or on the pickleball courts, then stroll over to J.R. Cash’s Grill for dinner w/out ever leaving home.?This townhome is designed for modern living. The sun-drenched main level features a seamless open flow from the kitchen to a cozy fireside living room. The entry level offers a deep garage & a versatile flex space—perfect for a home gym or private guest suite. The master bath with large shower and garden tub has been fully size upgraded using beautiful travertine stone complimenting 3 spacious bedrooms; one room including a custom closet. The US National Whitewater Center is a quick drive or scenic paddle across the river from the marina. Enjoy easy access to downtown Charlotte and Belmont for work, dining and entertainment.

Property details

Beds
3
Baths
3
SqFt
1,998
Lot
Year built
2002
Type
Townhome
Days on market
45
Garage
1
Style
Traditional
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Permanent, Slab
Flooring
Carpet, Stone, Tile, Vinyl, Wood
HOA dues
$143 / qtr

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,432/ month

Principal & interest
$2,006
Property tax (~1.05%)
$283
Homeowners insurance
$94
HOA dues
$47

Down payment

$16,200 down · $307,800 financed

Income to qualify (28% rule)

~$104,241 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.