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John KurtzCharlotte · NC

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Taylorsville · Taylorsville, NC

1040 NC 90 Highway W

Taylorsville, NC · 2,013 sqft

$679,000

Reduced from $999,000

  • 3Beds
  • 1Baths
  • 2,013SqFt
  • 1940Year
  • 378Days on market

About this home

1040 NC Highway 90 W | Taylorsville, NC 28681

Discover the charm and potential of this beautiful 1940s farmstead situated just outside the Taylorsville city limits. Offering over 16 acres of gently rolling land with long-range mountain views, this unique property blends timeless rural character with exceptional future possibilities.

With approximately 450 feet of frontage along NC Highway 90 and additional access from Gravel Hill Road, the property offers outstanding accessibility and visibility. The picturesque acreage features open land, mature trees, and multiple potential homesites, making it well-suited for a private estate, family farm, residential development opportunity, or limited agricultural use.

The property includes a charming 3-bedroom, 1-bath farmhouse built in 1940 featuring two covered porches, an unfinished basement, unfinished upper level, and a detached two-car masonry garage. Rich in character and country appeal, the home is currently tenant occupied and used as a rental, offering opportunities for continued rental income, renovation, or restoration into a showcase country residence.

Located within the ETJ (Extra-Territorial Jurisdiction) and currently zoned R-1, the property is subject to both Town of Taylorsville and Alexander County zoning regulations. R-1 zoning does not allow manufactured homes, but does permit a variety of additional uses including schools, libraries, and nonprofit recreational facilities such as community centers and swimming pools. Buyers are encouraged to verify permitted uses, zoning regulations, and future development possibilities with Alexander County Planning & Development.

Conveniently positioned bordering the Taylorsville city limits, this property offers the rare combination of acreage, road frontage, mountain views, vintage farmhouse appeal, and future investment potential.

Property details

Beds
3
Baths
1
SqFt
2,013
Lot
Year built
1940
Type
Single Family
Days on market
378
Garage
2
Heating
Forced Air, Kerosene, Oil
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,997/ month

Principal & interest
$4,205
Property tax (~1.05%)
$594
Homeowners insurance
$198
HOA dues

Down payment

$33,950 down · $645,050 financed

Income to qualify (28% rule)

~$214,174 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.