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John KurtzCharlotte · NC

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Bessemer City · Bessemer City, NC

1041 Harrogate Drive

Bessemer City, NC · 2,696 sqft

$639,000

Reduced from $674,000

  • 4Beds
  • 2.5Baths
  • 2,696SqFt
  • 2025Year
  • irregularLot
  • 92Days on market

About this home

Welcome to country living at its finest in the Bennington Estates community. This brand-new River Birch plan by Oak and Willow Builders is a custom 1.5-story masterpiece, perfectly blending modern luxury with rustic charm through elegant wood and stone accents.

Designed for effortless living, this home features a highly desirable primary suite on the main floor, providing a private retreat with ultimate convenience. The heart of the home is a bright, open-concept great room that flows seamlessly into the well-appointed kitchen. You’ll love entertaining with a large center island, sleek, solid-surface countertops, and a stylish tile backsplash.

The living space extends outdoors to a stunning back porch featuring a vaulted wooden ceiling—the perfect spot to enjoy your expansive 1.89-acre lot. Located in rural Bessemer City, this property offers the rare freedom of a non-HOA neighborhood and includes a 10-year builder’s warranty for total peace of mind.

Property details

Beds
4
Baths
2.5
SqFt
2,696
Lot
irregular
Year built
2025
Type
Single Family
Days on market
92
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
Flooring
Vinyl
HOA dues
$250 / yr

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,723/ month

Principal & interest
$3,957
Property tax (~1.05%)
$559
Homeowners insurance
$186
HOA dues
$20

Down payment

$31,950 down · $607,050 financed

Income to qualify (28% rule)

~$202,450 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.