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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

10469 Scotland Avenue

Fort Mill, SC · 2,281 sqft

$493,000

  • 3Beds
  • 3Baths
  • 2,281SqFt
  • 2007Year
  • 30Days on market

About this home

Welcome to this lovingly maintained, one-owner gem offering the perfect blend of comfort, charm, and low-maintenance living! Step into a bright foyer with a tall entry that fills the space with natural light, leading to stunning real hardwood floors, elegant wainscoting, custom plantation shutters, and an open living area with a vaulted ceiling and gas fireplace. The kitchen is a true centerpiece with granite countertops, abundant cabinetry, undercabinet lighting, island, and a bright eat-in dining area. The highly desirable layout features both a primary suite and secondary bedroom and full bathroom on the main level-ideal for guests or multi-generational living. The spacious owner’s suite includes a tray ceiling, large walk-in closet, and bathroom with a large shower and dual vanities. Upstairs offers a versatile loft, third bedroom w/walk in closet, and full bath-perfect for a private retreat, home office, or bonus space. Enjoy outdoor living with a rocking chair front porch, screened-in back porch, and beautifully designed paver patio. The outdoor irrigation system helps keep the yard looking its best with ease. Designed for easy living, the HOA handles yard maintenance so you can enjoy community amenities including a clubhouse, large outdoor pool, and splash pad. The property had a pre list appraisal last month and is listed at that value. Happy to share upon request!

Property details

Beds
3
Baths
3
SqFt
2,281
Lot
Year built
2007
Type
Single Family
Days on market
30
Garage
2
Style
Traditional
Heating
Floor Furnace, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$499 / 6mo

Features

  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,711/ month

Principal & interest
$3,053
Property tax (~1.05%)
$431
Homeowners insurance
$143
HOA dues
$83

Down payment

$24,650 down · $468,350 financed

Income to qualify (28% rule)

~$159,069 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.