Skip to content
John KurtzCharlotte · NC

View all 46 photos →

Concord · Concord, NC

1047 Hearth Lane SW

Concord, NC · 4,271 sqft

$634,900

  • 4Beds
  • 2.5Baths
  • 4,271SqFt
  • 2007Year
  • 1Days on market

About this home

This is a new home completely rebuilt in 2025 other than the concrete drive, sidewalk, and concrete in 2 car attached garage. Entry from garage to kitchen or laundry you will note hardwood flooring for easy clean and beautiful looks. Living Room, Office, Flex Room, dining room also are on the entry level. The Grand Entry has a flowing staircase to the upper level. This area is also in hardwood flooring. The Upper level there are 4 bedrooms and 2 baths. Baths have tile flooring and granite countertops with bedrooms and living areas are carpet. The third floor you have a bonus room large enough for a home theater, game room, or additional family room.
Please note the disclosure attached. This property sold AS-IS. This property is eligible under the Freddie Mac First Look Initiative through 7/02/2026

Property details

Beds
4
Baths
2.5
SqFt
4,271
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
HOA dues
$800 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,670/ month

Principal & interest
$3,932
Property tax (~0.92%)
$486
Homeowners insurance
$185
HOA dues
$66

Down payment

$31,745 down · $603,155 financed

Income to qualify (28% rule)

~$200,174 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.