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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

10474 Black Locust Lane

Charlotte, NC · 3,269 sqft

$599,000

  • 4Beds
  • 3.5Baths
  • 3,269SqFt
  • 2018Year
  • 7Days on market

About this home

This immaculate 2018-built home located in the highly desirable prime location of the Harrisburg–Charlotte border, offers a Charlotte address with the added benefit of lower Cabarrus County property taxes - providing exceptional value and strong long-term resale appeal. Featuring 3,269 sq ft of open-concept living space, the main level includes a dedicated office and a chef’s gourmet kitchen featuring stainless steel appliances including a gas range with double ovens, granite countertops, walk-in pantry, and an oversized island overlooking a dining area with abundant natural light - ideal for entertaining and everyday living. Upstairs offers a spacious primary suite with dual walk-in closets and a spa-inspired bath. Secondary bedrooms are well-appointed, including one with a private ensuite full bath perfect for guests. A versatile loft provides flexible space for a media room, fitness area, or additional living space.

Property details

Beds
4
Baths
3.5
SqFt
3,269
Lot
Year built
2018
Type
Single Family
Days on market
7
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$425 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,479/ month

Principal & interest
$3,709
Property tax (~1.05%)
$524
Homeowners insurance
$174
HOA dues
$70

Down payment

$29,950 down · $569,050 financed

Income to qualify (28% rule)

~$191,976 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.