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John KurtzCharlotte · NC

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Morganton · Morganton, NC

105 Ann Street

Morganton, NC · 1,450 sqft

$289,000

Reduced from $299,000

  • 4Beds
  • 2Baths
  • 1,450SqFt
  • 1965Year
  • 23Days on market

About this home

Tucked into one of Morganton’s most loved neighborhoods, this brick home sits right inside the downtown sidewalk corridor~morning walks to Forest Hill Elementary school, quick trips downtown, and just around the corner from the North Carolina School of Science and Mathematics and Western Piedmont Community College. The kind of location that quietly makes life easier and better.

Inside, gorgeous refinished hardwood floors run throughout the main level. The home offers 3 bedrooms, 2 full baths, plus a flex room with a closet that would make an incredible office, guest room, studio, reading room, or creative space depending on how you live. The living room is oversized and welcoming, with a cozy brick, wood-burning fireplace. Eat-in kitchen opens to a lovely dining area with large windows that overlook the great backyard.

Downstairs, the full basement is loaded with potential. Already anchored by a brick wood-burning fireplace, it feels ready for movie nights, music, projects, guests~you choose. Finish it now or later, either way, it’s a fantastic space.

There’s also an attached one-car carport, a welcoming front porch with accessible ramp, and an outbuilding that conveys.

A solid, well-loved home in one of Morganton’s favorite neighborhoods. City of Morganton utilities.

Property details

Beds
4
Baths
2
SqFt
1,450
Lot
Year built
1965
Type
Single Family
Days on market
23
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,127/ month

Principal & interest
$1,789
Property tax (~1.05%)
$252
Homeowners insurance
$84
HOA dues

Down payment

$14,450 down · $274,550 financed

Income to qualify (28% rule)

~$91,158 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.