Morganton · Morganton, NC
105 Ann Street
Morganton, NC · 1,450 sqft
$289,000
Reduced from $299,000
- 4Beds
- 2Baths
- 1,450SqFt
- 1965Year
- 23Days on market
About this home
Tucked into one of Morganton’s most loved neighborhoods, this brick home sits right inside the downtown sidewalk corridor~morning walks to Forest Hill Elementary school, quick trips downtown, and just around the corner from the North Carolina School of Science and Mathematics and Western Piedmont Community College. The kind of location that quietly makes life easier and better.
Inside, gorgeous refinished hardwood floors run throughout the main level. The home offers 3 bedrooms, 2 full baths, plus a flex room with a closet that would make an incredible office, guest room, studio, reading room, or creative space depending on how you live. The living room is oversized and welcoming, with a cozy brick, wood-burning fireplace. Eat-in kitchen opens to a lovely dining area with large windows that overlook the great backyard.
Downstairs, the full basement is loaded with potential. Already anchored by a brick wood-burning fireplace, it feels ready for movie nights, music, projects, guests~you choose. Finish it now or later, either way, it’s a fantastic space.
There’s also an attached one-car carport, a welcoming front porch with accessible ramp, and an outbuilding that conveys.
A solid, well-loved home in one of Morganton’s favorite neighborhoods. City of Morganton utilities.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,450
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 23
- Style
- Ranch
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,127/ month
- Principal & interest
- $1,789
- Property tax (~1.05%)
- $252
- Homeowners insurance
- $84
- HOA dues
- —
Down payment
$14,450 down · $274,550 financed
Income to qualify (28% rule)
~$91,158 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.